India Rules for Access and Records
We set the legal terms around four things you can check at a glance: who can access the account, how payment-linked records are used, how long we keep records, and how to ask for changes. Access depends on local law and is available where local law
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permits, so the entry flow may stop if your region is not allowed. For account checks, we may match your login details with UPI, Paytm, PhonePe or Google Pay trail entries to reduce errors and support safe withdrawals. We keep only the records needed for support,
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fraud checks and dispute handling, then archive or remove them where law allows. If a request affects identity or payment history, we may ask for another confirmation step before we act.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.